Seller Earnings & Payouts

This Seller Earnings & Payout Policy (“Policy”) defines the terms under which Sellers are remunerated for Content licensed via the Platform, including service fees, remittance procedures, and administrative adjustments.

This Policy is an integral part of your agreement with HEVEA TORUS LTD (“Company,” “BlushFans,” “we,” or “us”) and supplements the Seller Service Agreement and the Terms of Service. By using BlushFans as a Seller, you agree to these terms.

1. DEFINITIONS

Seller: A Creative User who has completed onboarding and is authorized to license Content and receive revenue through the Platform.

Seller Earnings: The portion of the Buyer Payment that the Seller is entitled to receive after the deduction of Service Fees and any applicable adjustments.

Service Fee: The portion of the Buyer Payment retained by BlushFans as a Service Fee for providing platform services.

Remittance: The transfer of Seller Earnings from the Company to the Seller's designated payout method.

Settlement Period: The minimum duration (standardly 7 days) that funds must remain in the system before becoming eligible for remittance to ensure transaction security and fraud prevention.

2. EARNINGS STRUCTURE & MERCHANT OF RECORD

BlushFans contracts with Buyers as the merchant of record for every Transaction.

• Collection: We collect the Buyer Payment in our own name as merchant of record. The Buyer owes no payment obligation to you at any point; your claim is against us for your Seller Earnings.
• Standard Split: Unless otherwise agreed in writing, you will receive 80% of the gross revenue from each transaction.
• Service Fee: The remaining percentage (typically 20%) is retained by BlushFans as a Service Fee for platform maintenance, hosting, and payment processing.
• Calculation: Seller Earnings are calculated based on the gross amount paid by the Buyer, exclusive of any sales taxes or third-party processing surcharges that may be applied at checkout.

3. REMITTANCE & WITHDRAWAL PROCESS

You may request a remittance of your available Seller Balance at any time, subject to the following conditions:

• Settlement: Funds must have cleared the 7-day settlement period. This period may be extended up to 28 days for new accounts or accounts flagged for high-risk activity.
• Minimum Threshold: You must meet the minimum withdrawal amount specified for your chosen payment method.
• Methods: Remittances are processed via your registered payout method (e.g., Bank Transfer, Crypto Wallet, or third-party payment providers).
• Timelines: We aim to initiate all valid remittance requests within ten (10) business days. Delays may occur due to bank holidays, third-party provider issues, or internal compliance reviews.
• Accuracy: You are solely responsible for providing accurate banking and tax details. BlushFans is not liable for funds lost due to incorrect information provided by the Seller.

4. DORMANT BALANCES & UNCLAIMED FUNDS

Dormancy Trigger: If you do not request a remittance or engage with the Platform for a period of twelve (12) months, your Seller Balance will be classified as "Dormant."

Reminders: We will attempt to notify you via your registered email prior to this classification.

Waiver of Rights: After 12 months of inactivity, you are deemed to have waived your right to the funds, and BlushFans may close the balance.

Legal Compliance: For Sellers subject to specific jurisdiction-based "unclaimed property" or "escheat" laws, we will follow the mandatory statutory procedures for those regions, which may involve transferring funds to the relevant government authority.

5. TAX RESPONSIBILITIES

Gross Payment: All Seller Earnings are remitted gross of income tax. You are solely responsible for reporting and paying all applicable taxes in your jurisdiction.

Withholding: We may withhold taxes or collect specific tax documentation (e.g., VAT numbers) where mandated by applicable law or international treaties. Failure to provide requested tax documentation may result in the suspension of remittances.

6. CHARGEBACKS, REFUNDS & DISPUTE FEES

As merchant of record, BlushFans manages payment disputes. If a Buyer successfully contests a transaction:

• Clawback: We will deduct the disputed amount from your Seller Balance. If your balance is insufficient, the debt will be carried forward and deducted from future earnings.
• Fraud Mitigation: We reserve the right to freeze your balance indefinitely if we suspect your account is involved in fraudulent activity or if you are consistently delivering content that does not match its description.

7. GOVERNING LAW

This Policy is governed by the laws of Cyprus, with disputes resolved exclusively in the courts at HEVEA TORUS LTD's registered seat in Cyprus.

Summary of Seller Earnings & Payout Policy

1. Scope & Relationship This Policy governs how Sellers on BlushFans are paid for licensed Content. It forms part of the Seller's agreement with HEVEA TORUS LTD, alongside the Seller Service Agreement and the Terms of Service.
2. Key Definitions

• Seller: A Creative User who has completed onboarding and can license Content and receive revenue.
• Seller Earnings: The Seller's share of the Buyer Payment after BlushFans' Service Fee and any adjustments.
• Service Fee: The Service Fee retained by BlushFans for platform and payment processing services.
• Remittance: Transfer of Seller Earnings to the Seller's chosen payout method.
• Settlement Period: Standard minimum 7 days (up to 28 days in some cases) before funds become eligible for remittance.

Earnings Structure & Merchant of Record

• BlushFans contracts with the Buyer in its own name as merchant of record. The Buyer owes no payment obligation to the Seller at any point; the Seller's claim is against BlushFans for Seller Earnings.
• Standard Split: By default, the Seller receives 80% of gross revenue; BlushFans retains 20% as a Service Fee.
• Calculations are based on the gross amount paid by the Buyer, excluding sales taxes and third-party processing surcharges.

Remittance & Withdrawal

• Funds must clear the 7-day settlement period (extendable up to 28 days for new or high-risk accounts).
• Sellers must meet the minimum withdrawal threshold for their selected payout method.
• Payout methods may include bank transfers, crypto wallets, or third-party providers.
• BlushFans aims to initiate valid remittances within 10 business days, subject to delays from banks, providers, or compliance checks.
• Sellers are responsible for accurate banking and tax details; BlushFans is not liable for losses caused by incorrect information.

Dormant Balances & Unclaimed Funds

• If a Seller does not request remittance or otherwise engage with the Platform for 12 months, the Seller Balance becomes Dormant.
• BlushFans will attempt to notify the Seller by email before classifying the balance as Dormant.
• After 12 months of inactivity, the Seller is deemed to waive rights to the funds, and BlushFans may close the balance.
• Where applicable unclaimed property or escheat laws apply, BlushFans will follow those legal requirements, which may involve transferring funds to a government authority.

Tax Responsibilities

• Seller Earnings are paid gross of income tax; Sellers are solely responsible for reporting and paying all taxes due in their jurisdiction.
• BlushFans may withhold taxes or require tax documentation (e.g., VAT numbers) where required by applicable law or international treaties.
• Failure to provide requested tax documentation can result in suspension of remittances.

Chargebacks, Refunds & Disputes

• BlushFans manages payment disputes as merchant of record. If a Buyer successfully disputes a transaction:
• The disputed amount is deducted from the Seller Balance.
• If the balance is insufficient, the negative amount is carried forward and offset against future earnings.
• BlushFans may freeze a Seller's balance indefinitely if it suspects fraud or repeated delivery of content that does not match its description.

Governing Law & Jurisdiction

Governed by the laws of Cyprus, with disputes resolved exclusively in the courts at HEVEA TORUS LTD's registered seat in Cyprus.